Good Finance Bank, by a qualified service it has done since inception undoubtedly quite a large customer portfolio in Turkey. The Bank attracts attention with its credit and credit card products and offers mortgaged loan offers in the context of Göster Mortgage to Home Göster or general purpose loan.
Accordingly, commodity owners, who have any assets, are given loans if they can provide collateral for their assets, and these loans can generally be very large.
If you want to get a large amount of credit, but you do not know which bank to evaluate which offer, let us know that Good Finance Bank is preferable and offers mortgage loans in all areas. In this article we will present almost every detail about this bank’s mortgage loan.
Good Finance Bank Mortgage Loan Features
Some features of Good Finance Bank’s mortgage loan can be listed as follows.
- The Bank entitles you to take out life insurance and mortgage insurance and earthquake insurance if your residence is related to this.
- There are consumer, housing and vehicle loans that you can obtain under Good Finance Bank’s mortgage loan. You can get secured credit in any category.
- We know that the bank offers you installment options up to 48 months.
- If you receive a housing loan and you wish to close this loan early, you will pay 1% of your remaining debt instead of 2% as an early payment.
- Although the loan is generally denominated in TL, a guarantor may be requested by you at the bank’s initiative.
Good Finance Bank Mortgage Loan Interest Rates and Calculation
Good Finance Bank offers mortgaged loan products with interest rates generally starting at 1.25% and this interest rate is fixed. In 2017, the interest rate of the mortgage loan was not changed in any way by Good Finance Bank.
When we look at it, the interest rate of this loan which can be evaluated especially in the context of mortgage mortgage loan compared to other banks is quite successful. In addition, the following charges may be charged to you according to your credit type.
- Compulsory insurance
- Expertise fees
- Credit allocation fee
- File costs
After calculating your total debt along with the interest rate , the above cost items are added to your loan if they are; it is possible to perform your mortgage loan calculation . In addition, you can take advantage of the Good Finance Bank loan calculation tool, instead of manual calculation, you can automatically set the total debt of your loan at all costs.
Required Documents and Conditions for Good Finance Bank Mortgage Loan Application
If you plan to take out mortgages from Good Finance Bank, you must first have a property. This is not a common asset, but also on your behalf, is also one of the conditions sought.
Other than this asset, which you can show as collateral, another thing requested by you can be a guarantor. Especially if your credit rating is low or if you are an unreliable individual when the data is analyzed in terms of banks, guarantor may be requested within the bank initiative. See also : Nasıl How to upgrade your credit rating? ”
Apart from these factors, some documents required by Good Finance Bank can be listed as follows.
- Identity card and photocopy
- If you have an income document
- Document that you have the commodities you can provide collateral, if any
- If you are going to get a housing loan, you will need documents for the house you want to buy.
- If you are going to get a vehicle loan, you will need documents for the vehicle you want to buy.
In addition to the above common documents, there may be specific documents that may arise in the use of Good Finance Bank’s mortgage loan .
How to apply for a mortgage loan?
If you want to use a mortgage loan from Good Finance Bank, you have to apply to Good Finance Bank branches. Unfortunately, other application methods are not accepted because first-hand documents are required for mortgage loans.
One of the safest and most reliable ways to apply is to talk to a customer representative at a Good Finance branch and tell them about your pasture. With low interest rates and high installments, Good Finance Bank’s mortgage loan product can be said to be quite successful.